# Taxes & social insurance for courier self‑employed — Guide Canonical: https://x25pronto.ch/en/blog/steuern-sozialversicherungen-fur-selbstandige-kurierpartner-in-der-schweiz.html VW Tiguan R · 320 PS 4MOTION · discreet · direct EXPRESS COURIER · DIRECT · MON–SUN Courier service Switzerland. Express courier. Direct. Also overnight. x25pronto Switzerland takes goods direct to the destination. Small loads go by car. Larger loads go by van or Van XL. Direct, express and overnight trips run Monday to Sunday when a slot is free. Free times are shown in the booking calendar. This keeps the plan clear. [Calculate price](https://x25pronto.ch/en/#quote)[How overnight works](https://x25pronto.ch/en/overnight.html) Direct Mon–Sun Overnight Mon–Sun Car & van up to 1,000 kg COURIER PARTNERS # Taxes & social insurance for self‑employed courier partners in Switzerland Clear guide to AHV, UVG, tax duties and bookkeeping tips for self‑employed courier partners operating across Swiss cantons. 25 September 2026 ## Quick answer As a self‑employed courier partner in Switzerland you are personally responsible for AHV/IV/EO contributions, accident insurance, tax declarations and proper bookkeeping. Register with the relevant compensation fund, check UVG and optional income‑protection policies, and keep clear records of income and expenses for tax and social‑security calculations. ## 1. Confirm your self‑employed status Self‑employed couriers invoice clients, set their hours, use their vehicle and take business risks. Check your status with the cantonal tax office or the compensation fund if you have doubts. ## 2. AHV/IV/EO: main social contributions Self‑employed people must register with the appropriate compensation fund and pay AHV/IV/EO contributions based on net profit. Payment schedules differ by fund. Budget for these quarterly or annual payments. ## 3. Accident insurance (UVG) and extra cover Check whether UVG applies in your case. Many self‑employed couriers buy voluntary personal accident or daily‑sickness benefits to protect income during illness or injury. ## 4. Unemployment insurance (ALV) and gaps Self‑employed workers are usually not covered by ALV. If you also have an employment contract, ALV may apply. Otherwise, plan private savings or insurance for income gaps. ## 5. Taxes: income, withholding and VAT Declare net profit in your tax return. Foreign status or cross‑border work can trigger withholding tax obligations. If your taxable turnover exceeds the statutory threshold, you must register for VAT and charge VAT on invoices. ## 6. Bookkeeping and expense tracking Use a simple income‑expense ledger or double‑entry accounting for higher turnover. Keep receipts for fuel, vehicle maintenance, insurance, parking and packaging. Separate business and private accounts and use accounting software that supports VAT reporting. ## Frequently asked questions When should I register for AHV? Register as soon as you start earning from your self‑employment. The relevant compensation fund will tell you about deadlines and payment options. Is accident insurance mandatory for self‑employed couriers? Obligations depend on your situation. UVG can apply; many self‑employed people take out voluntary accident or daily‑benefit cover to secure income. How do I claim vehicle expenses? Record all business‑related vehicle costs: fuel, repairs, insurance proportion, lease payments or depreciation. Keep receipts and use either flat rates where allowed or actual costs in your accounts. When must I register for VAT? You must register when your taxable turnover exceeds the legal threshold. Monitor your revenue and contact the Federal Tax Administration for registration. ## Courier partners at x25pronto Switzerland x25pronto Switzerland works with independent drivers for suitable trips. Drivers complete jobs on their own account. One page explains daytime work and the key details. A second page covers night and overnight work. Suitable drivers can read the rules and register online. [Day courier partner →](https://x25pronto.ch/en/jobs-courier-driver-day.html)[Night courier partner →](https://x25pronto.ch/en/jobs-courier-driver-night.html)[Jobs →](https://x25pronto.ch/en/jobs.html) ### At a glance: Taxes & social insurance for self‑employed courier partners in Switzerland Key points from this article. Follow the links to read each explanation. Confirm your self‑employed status Self‑employed couriers invoice clients, set their hours, use their vehicle and take business risks. [Read this section](https://x25pronto.ch/en/blog/steuern-sozialversicherungen-fur-selbstandige-kurierpartner-in-der-schweiz.html#courier-article-step-1) AHV/IV/EO: main social contributions Self‑employed people must register with the appropriate compensation fund and pay AHV/IV/EO contributions based on net profit. [Read this section](https://x25pronto.ch/en/blog/steuern-sozialversicherungen-fur-selbstandige-kurierpartner-in-der-schweiz.html#courier-article-step-2) Accident insurance (UVG) and extra cover Check whether UVG applies in your case. [Read this section](https://x25pronto.ch/en/blog/steuern-sozialversicherungen-fur-selbstandige-kurierpartner-in-der-schweiz.html#courier-article-step-3) Unemployment insurance (ALV) and gaps Self‑employed workers are usually not covered by ALV. [Read this section](https://x25pronto.ch/en/blog/steuern-sozialversicherungen-fur-selbstandige-kurierpartner-in-der-schweiz.html#courier-article-step-4) Taxes: income, withholding and VAT Declare net profit in your tax return. [Read this section](https://x25pronto.ch/en/blog/steuern-sozialversicherungen-fur-selbstandige-kurierpartner-in-der-schweiz.html#courier-article-step-5) More on this topic These guides cover related questions: [Bookkeeping for self-employed courier partners: simple digital workflows](https://x25pronto.ch/en/blog/buchhaltung-fur-selbststandige-kurierpartner-einfache-digitale-workflows.html) · [Tax obligations for self-employed couriers in Switzerland](https://x25pronto.ch/en/blog/steuerliche-pflichten-fur-selbstandige-kurierfahrer-in-der-schweiz.html)